The attorneys at Pilka & Wells have extensive experience with insurance claims resulting from fire.
In the event of a fire, one of the first questions an insurer will address is the cause and origin of the fire. Carriers will employ investigators to assist the Fire Marshal in determining the cause of the fire, or to supplement the Fire Marshal's work. If the fire is of questionable origin, or it appears it may have been intentionally set, insurers may request extensive personal or business financial, or other information from you to assist them in determining potential suspects, or to eliminate you as a potential suspect.
If you suffer from a fire to your home, if provided by your policy, your insurer should assist in payment for those additional living expenses you will incur while they are adjusting your claim and during the reasonable time for its repair. Due to changes in the law or building codes, it may cost more to repair or rebuild your home than anticipated. In those cases, if provided for in the policy, we assist our clients in identifying additional coverage for Code Upgrades, and make a claim for these additional damages.
Unfortunately, more than just the submission of your claim is frequently necessary to force the insurer to live up to its obligations. In those cases, we initiate appraisal or litigation to enforce your contract rights in the courts. The course we utilize differs from case to case depending upon the facts, amounts in dispute, the terms and conditions of the insurance policy and our individual client’s needs and desires.
At Pilka & Wells, we have the experience and willingness to do everything possible to maximize your recovery.
Make an appointment today by telephone.
Brandon, Florida (813) 653-3800
Lakeland, Florida (863) 687-0780