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Think about the fate of the marital home in a divorce

Your marital home is likely one of the biggest, if not the biggest, assets that you have to deal with. When you are going through a divorce, the fate of that home is one of the most important things that you will have to decide. You might not realize it now, but you actually have a few options about what can happen to the home.

Every situation is different, so you can't become fixated on what someone else did with his or her marital home when he or she divorced. Instead, think about the case as it pertains to you. It might behoove you to sit down with a pencil and paper and work through how each scenario can help or harm you in the future.

One thing that you need to avoid is trying to hold on to the house just because of the emotional connection you have to the home. Instead, think practically about what it means to keep the home.

If you hang on to the home, you will likely have to buy your ex's share of the home. You will be on the hook for the mortgage, insurance, repairs, taxes and maintenance. All of these can be fairly costly when you are trying to survive on a single income.

Alternatively, you can sell your share to your ex and let him or her worry about all of these aspects of owning the home. This might help you to be able to afford a new home that you can start fresh in.

You might also consider selling the home to someone else. If this occurs, you and your ex would be able to split any profit that is made on the home.

Source: Our Family Wizard, "Selling a Home During Divorce: What to Consider," accessed March 16, 2018

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