Life can take you by surprise, and some of those surprises can significantly affect your finances. Receiving a notice of default is frightening and not a situation people willingly put themselves in. Unexpected changes like a sudden job loss, medical emergency or...
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REAL ESTATE LAW – Condominiums & Cooperatives
Condo resale certificates: What you need to know as a seller
As you prepare to let go of your condo unit, it is crucial to know that you have a duty to provide potential buyers with a clear understanding of the property. This includes disclosing every information related to the unit that you are selling. However, one critical...
Two key differences between condo and co-op
Florida attracts many people due to its reputation as a great place to live. There are various residential options here, including condominiums and cooperatives. While both can offer a sense of community and shared amenities, there are at least two important...
The role of the HOA in managing insurance claims for condos and co-ops
When a disaster, such as a fire or a storm, strikes a condominium or cooperative, the homeowners' association (HOA) plays a crucial role in managing the insurance claims process. As a governing body, the HOA must ensure that damage to communal areas and shared...
Grasping condo and co-op insurance disputes in Florida
Condo and co-op living comes with its own set of challenges, especially when it comes to insurance disputes. You have invested your hard-earned money into your dream home, but what happens when you find yourself at odds with your insurance provider or association?...
Why condo owners might need arbitration or mediation when facing a HOA dispute
If you are a condo owner facing a homeowners association (HOA) dispute, you should be aware that cases may have to go through mediation or arbitration before the go to trial. This is to prevent taking a high volume of cases to court when you can opt for alternative...
4 things to look for in a Florida condo association
When looking for a condominium, it’s not enough to scout the property. You should also look closely into the Condominium Owners Association (COA) because it’s in charge of security, trash pickup and other property matters. The COA would also require condo owners to...
The basics of condo insurance in Florida
Many condominium owners in Florida might wonder about the necessity of availing insurance for their homes, especially as most condo associations already have a master policy in place. Additionally, state law does not mandate homeowners to purchase condo insurance....
How does a condominium assessment lien work?
Condominium associations have various tasks that require them to interact with unit owners, such as collecting overdue fees or payments. These delinquent dues can impact all other unit owners, requiring the association to respond appropriately. Sometimes, sending...
Condominium vs co-ops: pros and cons
Prospective homeowners often confuse condominiums and housing co-operatives due to their similarities. After all, both are apartment units within a larger building or complex. Both options deliver unique advantages and challenges for homeowners, making it crucial to...
