Even the safest of drivers can find themselves in trouble while behind the wheel. If you find yourself dealing with the aftermath of an accident, it’s important to know what you should and shouldn’t do.
The stress of the situation increases the risk of making a mistake, which, in turn, has the potential to impact your health and finances in the future.
Here are three mistakes you need to avoid after a car accident:
- Turning down medical care: Even if you don’t think you’ve suffered a serious injury, let an ambulance transport you to a local hospital for a thorough examination. Just because you don’t see anything wrong or feel immediate pain doesn’t mean you escaped unscathed.
- Talking to the other driver: It’s okay to exchange information, in the event that you’re in good enough health to do so, but leave it there. Talking to the other driver about who caused the accident and the details surrounding it is a mistake. Not only can it result in a serious argument, but you may also say something that works against you when filing an insurance claim.
- Letting an insurance company push you around: Insurance company representatives want you to talk. They want you to tell them everything you know. While it’s important to quickly file a claim, you don’t want to say too much until you review your policy and understand your legal rights. If you slip, it could harm your ability to receive all the compensation that’s owed to you. Remember, insurance companies stay in business by paying out as little money as possible.
It’s easy to make one or more of these mistakes after a car accident. However, if you take a deep breath and closely consider every decision you make, you’re in better position to avoid a mishap.
The most important thing to remember is that you have legal rights. For instance, you pay for car insurance so that you’re protected in the event of an accident. Do whatever it takes to protect your rights, so that you can receive all the money owed to you in the future.